RTA Car Ownership Transfer Dubai (2025) – Fees, Steps & Documents

If you’re buying or selling a used car in Dubai, the most important step is the RTA car ownership transfer. In 2025, the Roads and Transport Authority (RTA) continues to enforce strict guidelines to ensure safe and legal transactions.

This article explains the process, required documents, and fees for transferring car ownership in Dubai.

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Documents Required for Car Ownership Transfer (2025)

For the Seller:

Emirates ID (original + copy)
Vehicle registration card (Mulkiya)
Valid insurance certificate
Loan clearance (if applicable)

For the Buyer:

Emirates ID (original + copy)
Valid UAE driving license
Valid car insurance (in buyer’s name)

RTA Ownership Transfer Fees in 2025

Light Vehicle below 3 tons: AED 350 – AED 400
Knowledge/Innovation fees: AED 20 each
Vehicle plate transfer fees: AED 200–500 (if applicable)
Traffic file opening (if first vehicle): AED 220

Note: Prices may vary slightly depending on service centers and optional add-ons.

Step-by-Step Process at RTA

Visit an RTA-approved Customer Happiness Center (or service center like Tasjeel).
Submit documents for buyer & seller.
Clear any fines or loans on the vehicle.
Buyer provides new insurance.
Pay RTA transfer fees.
New Mulkiya issued in the buyer’s name.

Optional: Online Ownership Transfer (Smart Services)

RTA Smart App and kiosks allow partial digital processing, but final handover usually requires in-person verification.

Safety & Legal Tips for 2025

Never hand over the car until the transfer is officially complete.
Both parties should be present at the RTA center.
Verify that the insurance is active before driving.

FAQs

Q1: Can I transfer ownership if my car loan isn’t cleared?

No — you must obtain a bank clearance letter first.

Q2: How long does the transfer take?

Usually 30–60 minutes if documents are in order.

Q3: Can expats transfer cars without residency visa?

Buyers must have valid residency and Emirates ID.

Conclusion

The RTA ownership transfer process is designed to protect both buyers and sellers. By preparing the right documents and following the correct steps, you can complete your transaction smoothly in 2025.

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