Dubai Rent vs Buy Calculator
Discover when buying becomes cheaper than renting in Dubai
Includes 4% DLD fee, service charges, and RERA rent increases – the real UAE costs others miss
Enter Your Details
Fill in your current rent and target property details
Your current or expected monthly rent
Price of the property you want to buy
How long do you plan to stay?
Dubai avg: AED 12-18/sqft
Apartment or villa size
Breakeven in 1 year and 5 months
If you stay for 5 years, you could save AED 209,063 by buying instead of renting.
Total Renting Cost
AED 536,361
Over 5 years
Total Buying Cost
AED 327,298
Unrecoverable expenses only
Equity Built
AED 1,391,129
After 5 years
Cost Comparison Over Time
Cumulative unrecoverable costs for renting vs buying
Upfront Buying Costs
One-time costs when purchasing the property
Key Insights
- Buying becomes cheaper after 1 year and 5 months
- You could save AED 209,063 by buying instead of renting
- The 4% DLD fee (AED 48,000) equals 6 months of rent
- After 5 years, you'd own a property worth AED 1,391,129
Yearly Breakdown
Detailed cost comparison by year
| Year | Renting Total | Buying Total | Equity Built | Winner |
|---|---|---|---|---|
| Year 1 | AED 101,020 | AED 122,520 | AED 1,236,000 | Rent |
| Year 2 | AED 202,040 | AED 169,934 | AED 1,273,080 | Buy |
| Year 3 | AED 308,100 | AED 219,773 | AED 1,311,272 | Buy |
| Year 4 | AED 419,452 | AED 272,179 | AED 1,350,611 | Buy |
| Year 5 | AED 536,361 | AED 327,298 | AED 1,391,129 | Buy |
Disclaimer: This calculator provides estimates based on the inputs you provide. Actual costs may vary. Consult with a financial advisor and real estate professional before making any property decisions. Property values and rent can fluctuate based on market conditions.
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